Medicare - What You Need to Know

California residents have a unique opportunity to review and change their Medicare options outside of the normal Annual Enrollment Period or Special Enrollment Period. California residents can take advantage of the Medicare Advantage Open Enrollment Period two months before and up to two months after their birthday.

While it is recommended to review your plan annually, some reasons people often change plans include the following:

• Cost – Premiums and deductibles often change year-over-year. Knowing the cost of the plan can help you stay on budget.
• Health – If your health needs have changed, you may want to consider different or more coverage than your current plan allows. A quick review can help ensure you have the right plan for your needs.
• New Plans – Each year, new plans are introduced that may offer different benefits with a cost that may better meet your needs. Knowing your options helps you stay in control of your health.
• New Benefits – Medicare benefits change as you age, including vision, hearing, and dental coverage. Review your plan annually to maximize your benefits.

Having a resource to help walk you through the myriad of options is important. Let me help you learn more about your options and why and when you should consider reviewing your plan.